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Crash Aftermath: What to Do After an Accident

Being in an accident is a scary thought for everyone, but it happens sometimes. It's important that you know what you should do after you've had an accident. By being prepared, you can cut down on some of the fear and anxiety that immediately follows an auto accident. Below, we'll discuss what to do after an accident.

What You Should Have for Police

Immediately after the accident, after everyone has been checked for injuries and (if possible) vehicles have been moved out of the way of incoming traffic – you should determine whether there were any witnesses. If anyone stopped because they saw the accident, have them write down what they saw, or have them stay to tell the police what they saw. If there is any proof of what happened, gather that as well. If possible, take pictures of the damage with your camera phone or camera.

What You Should Have for Insurance Company

It's important to have a copy of the police report for your insurance company, as well as any witness statements and your own statement of what happened. If you've taken any pictures or other proof of what happened, you may want to give this to your insurance company as well. Proof that the accident was not your fault can ensure that your premiums don't increase.

What You Should Have for the Other Party

For the other party, you need the name of your insurance company and your policy number. You also need to retrieve their information of the same – insurance company, policy number, type of insurance, etc. If you have any statements, you can provide a copy of those to the other party.

There are a few other tips you should know as well. Never admit fault (even saying 'I'm Sorry' absent-mindedly.) This can make you 'at fault.' Also, if you think there's a possibility of a lawsuit either way, you should probably contact an attorney right away.

Posted on 11.15.2009 by zippy